Get the most out of your Canadian Dental Care Plan (CDCP) dental benefits with personalized care at Westbank Dental Care & Implant Center, your trusted West Kelowna dental provider.
✅ In-network provider
✅ Transparent pricing
✅ Experienced local team in West Kelowna
What Is the Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan (CDCP) is something truly amazing a federal government program that’s all about knocking down those pesky financial barriers that stop people from getting the dental care they need. It was put together by Health Canada and Sun Life working together to give people who don’t have private dental insurance or workplace benefits a helping hand.
With this brilliant plan, eligible Canadians get the coverage they need for all sorts of oral health care services, and it’s all based on their adjusted family net income. You won’t have to jump through hoops or fill out loads of paperwork, our friendly team will be right there with you every step of the way at our welcoming West Kelowna dental home.
You’ll love that you don’t have to change your dentist either. Whether you’re already part of our dental family or just stepping through our doors for the first time, we’re more than happy to have CDCP patients on board and we feel really honoured to be a part of this life-changing program.
Dental Services Covered by Canadian Dental Care Plan (CDCP)
The dental coverage you’ll receive through the CDCP depends on your household income, eligibility status, and the treatment that will support your smile. Here’s a warm overview of the services covered under this caring plan:
Preventive Dental Care (Often Covered at 100%)
- Dental exams
- Professional cleanings
- X-rays
- Fluoride treatments
- Oral cancer screenings
These services are often fully covered to support long-term oral health and prevent more serious issues down the road.
Basic Dental Services
- Fillings
- Extractions
- Emergency care
- Scaling and root planing
- Minor restorations
These are commonly used treatments that are partially or fully covered depending on your CDCP participation and co payment tier.
Major Dental Services
- Crowns
- Partial dentures
- Root canals
- Oral surgery services (some cases)
While not all major services are included in every plan, CDCP cover for these treatments is available to many patients, especially when medically necessary. Our team will help you understand if your plan includes these essential dental services.
Note: Cosmetic dentistry (like veneers or whitening) typically isn’t covered under the CDCP, but we offer flexible financing options for these treatments.
How to Use Your Canadian Dental Care Plan (CDCP) Benefits at Our Dental Office
We’ve made it easy for CDCP patients to use their benefits at Westbank Dental Care & Implant Center. Here’s how:
1. Book Your Appointment
Call us or request your visit online. Let us know you’ll be using your Canadian Dental Care Plan benefits.
2. Provide Your Information
Share your CDCP ID number and Service Canada account or Canada Revenue Agency (CRA) details, so we can verify your eligibility criteria.
3. We Verify Your Coverage
Our team contacts Sun Life and checks your coverage start date, eligibility requirements, and established CDCP fees for the services you need.
4. Get the Care You Deserve
Come in for your appointment. We’ll let you know your co-payment, if any, and deliver your treatment with care.
5. We Handle the Paperwork
We file your CDCP claims directly with Sun Life. You don’t need to lift a finger. If you have a balance after your dental visit, we’ll explain why and help you manage it.
Why Choose Westbank Dental Care & Implant Center as Your Canadian Dental Care Plan (CDCP) Dentist in West Kelowna?
Choosing the right Canadian dental care plan dentist matters deeply, and at Westbank Dental Care & Implant Center, we’re committed to making your entire experience feel simple, supported, and genuinely stress-free.
✅ We’re proudly a participating dentist in the CDCP program
✅ Our dedicated billing team brings years of experience working with Sun Life and other benefits companies
✅ We thoughtfully follow CDCP established fees and work hard to help you avoid unexpected out of pocket costs
✅ Our convenient West Kelowna location welcomes you with flexible hours that work beautifully for families and busy professionals alike
✅ We’re honored to be recommended by our community and feel grateful to be part of your neighborhood
Maximize Your Canadian Dental Care Plan (CDCP) Benefits Before They Expire
Your Canadian Dental Care Plan (CDCP) benefits don’t roll over, so it’s important to use them before they expire each year. Here’s how to get the most from your care plan:
- Use Your Preventive Visits
Preventive services like exams and cleanings are typically fully covered. Booking your next dental appointment now helps protect your smile and your wallet. - Know Your Annual Limits
Like most dental insurance programs, the CDCP has annual coverage limits. We’ll help track them for you. - Avoid the Rush
Many patients wait until the end of the year to schedule care, which can lead to delays. Don’t wait, book early to reserve your preferred time. - Check Your Deductible
Your co payment and any out of pocket costs may be lower once you’ve met your plan’s deductible.
✅ Don’t let your Canadian Dental Care Plan (CDCP) benefits go to waste, book your appointment today!
What to Bring to Your First Appointment
If this is your first visit to Westbank Dental Care & Implant Center as a CDCP patient, here’s what to bring with you:
- Your Canadian Dental Care Plan (CDCP) welcome package, digital card, or confirmation email
- A government-issued ID
- Any completed forms, or arrive early to fill them out in-office
- A list of medications or known allergies
- Details of any existing dental coverage, such as a group plan or private dental benefits
Not sure if you’re eligible or what your plan covers?
📞 Call us and we’ll help you check your CDCP coverage online or via your Service Canada account.
FAQs
To qualify for the Canadian Dental Care Plan (CDCP) you need to have been a Canadian resident for tax purposes last year, filed your tax return from the previous year and your adjusted family net income has to be under the program’s limit (that’s usually under $90,000). You also can’t have any access to private dental insurance. The plan is currently available to seniors over 65, kids under 18, and adults with a valid Disability Tax Credit certificate.
The CDCP helps pay for lots of the really important stuff; exams, cleanings, x-rays, fillings, extractions, root canals, crowns, dentures and even some oral surgery services when they’re needed. Exactly what’s covered and how much the government chips in will depend on the specifics of the plan.
You apply for the CDCP through the online application portal run by Health Canada or your My Service Canada Account. After you submit your application it should take a few months to get a welcome package in the mail, including your membership card, a rundown on your coverage and when your coverage starts.
The amount the CDCP covers works out based on your adjusted family net income. If you’re below a certain income threshold you can get a percentage of your dental costs covered, that could be 100%, 60% or 40% of the CDCP’s established fees. You may still have to pay a little extra on top of that in the way of co-pays and any fees the CDCP doesn’t cover.
Unfortunately not, the CDCP won’t cover things like teeth whitening. It’s focused on the essential dental care you need to keep your mouth healthy. We do offer some flexible options for cosmetic treatments though, outside of what the plan covers.
If you’re covered under a family member’s employer benefits, pension benefits, or other private dental insurance, you may not qualify for the CDCP. Be sure to cancel any existing insurance or benefits company plans before enrolling.
If you’re still enrolled in a previous employer’s plan or have access to health and wellness accounts, you may need to opt out or use those first. We’ll help you determine your CDCP participation status and avoid duplicate coverage.
Ready to Use Your Canadian Dental Care Plan (CDCP) Benefits?
At Westbank Dental Care & Implant Center, we’re proud to be your local Canadian Dental Care Plan dentist in West Kelowna. Whether you’re new to the plan or switching providers, our team is ready to make your dental visits easy and affordable.
📞 Call us today (250) 768-7007 to schedule your next dental visit, verify your CDCP coverage, or ask a question.